Why Spending Trackers?
Helping kids track their spending isn’t just about counting coins—it’s about building lifelong money habits. 🧠💸 By jotting down where their money goes, kids learn to be more mindful, make better choices, and understand the value of saving. It also opens up fun, meaningful conversations between parents and kids 👨👩👧👦💬—one small habit, endless benefits!
About this Spending Tracker
This tracker helps kids (best 7-10 years old) who receive pocket money build awareness of their daily spending. Make this a fun weekly ritual that encourages open conversations and strengthens parent-child trust around money choices.
How to use it?
Track Daily - Encourage kids to fill in their spending right after school. Review Together - Set aside a few minutes daily or weekly to review — no pressure, just curiosity.
Some tips
Observe, don’t judge - Let kids share openly — the goal is trust, not control.
Notice patterns - Frequent treats? Saving up? Spot habits, not just numbers.
Ask gently - Try: “Was it worth it?” or “Would you do anything differently?”
Celebrate reflection - Praise thoughtful choices and honest conversations.